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Wildland Firefighters
Type I & II crews, hotshots, smokejumpers, and independent contractors on federal and state wildland fire contracts.
Wildland Fire Insurance Coverage
Comprehensive commercial insurance designed for the unique liability and risk exposures of wildland fire operations and fire camp support contractors.
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Workers' Compensation
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General Liability
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Commercial Auto & Equipment
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Accident & Medical Coverage
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Aviation & Aerial Operations
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Mobile Shower Unit Coverage
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Mobile Caterer & Food Service
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Excess / Umbrella Liability
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Property Coverage
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Professional Liability (E&O)
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Aerial & Aviation Support
Air tanker operations, helicopter support, aerial reconnaissance, and aviation contractors supporting fire suppression missions.
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Mobile Shower Units
Shower trailer operators and mobile hygiene services deployed to wildland fire camp assignments across state lines.
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Mobile Caterers
Fire camp caterers providing food service at assignments, from small operations to large-scale mobile kitchen outfits.
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Support Contractors
Equipment operators, portable toilet services, fuel tenders, and other fire camp support service providers.
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Licensed in All 50 States
No matter where your crew deploys — from Oregon to Florida — we can write your wildland fire insurance policy. We follow the fire season.
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35+ Years Specializing in WLFC
We don't shoehorn wildland contractors into standard commercial policies. Our agents have been insuring fire operations since 1973.
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Fast Quote Turnaround
Fire season doesn't wait. Our team is known for same-day quotes and fast policy issuance when you need coverage quickly.
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3rd Generation Family Agency
Bancorp Insurance, Powered by OneDigital, is a family-owned agency with deep community roots. You get a real specialist agent, not a call center.
Your Wildland Fire Insurance Specialized Agents
Licensed commercial agents with decades of hands-on experience in wildland fire contractor and fire camp insurance.
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Pam Dressler
Commercial Lines Agent
Bancorp Insurance, Powered by OneDigital
A true Oregonian, Pam relocated to beautiful Central Oregon in 1998 and has been in the insurance industry since 1973. She joined Bancorp in 2003 and specializes in niche markets including Wildland Fire Suppression Contractors, Mobile Wildland Fire Catering, RV Parks, Resorts, and Construction Contractors.
"Pam is the best! Especially in insurance needs of the fire and logging industry."
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Morgan Tuttle
Commercial Lines Agent
Bancorp Insurance, Powered by OneDigital
Morgan has been a licensed commercial agent for over 10 years. A Central Oregon native, she graduated from Santa Clara University with a degree in marketing. Morgan lives in La Pine with her husband, Jay, and dog, River — and loves exploring the Pacific Northwest.
"Morgan goes above and beyond to find the right coverage for our unique operation."
What Wildland Fire Contractors Say
Real reviews from clients in the wildland fire and fire camp industry.
★★★★★"Pam is the best! Especially in insurance needs of the fire and logging industry."
📍 Wildland Fire Contractor · Oregon
★★★★★"Our mobile shower business travels across 8 states. Bancorp built a policy that follows us everywhere. Incredible service."
📍 Mobile Shower Operator · Montana
★★★★★"As a wildland fire caterer, no one else understood our risks. These folks wrote us a policy within days."
📍 Fire Camp Caterer · California
Wildland Fire Insurance FAQ
Common questions about our commercial insurance programs for fire operations.
Yes. Bancorp Insurance, Powered by OneDigital, is licensed to write commercial insurance policies for wildland firefighters and fire camp contractors in all 50 states. No matter where your crew deploys, we can cover you.
Absolutely. We specialize in insurance for aerial and aviation contractors including air tanker operations, helicopter support, drone operations, and aerial reconnaissance missions supporting fire suppression efforts nationwide.
Yes. We specialize in coverage for mobile food service caterers, shower trailer operators, and other fire camp support contractors who travel across state lines for assignments.
Wildland fire contractors typically need workers' compensation that covers high-risk activities including fire suppression, equipment operation, and remote deployment. We specialize in WC policies tailored to WLFC operations, including coverage for crews working across multiple states under federal and state contracts.
Not necessarily. We can often structure a single commercial policy that provides coverage across multiple states, which is critical for contractors who follow the fire season. Our agents will assess your deployment patterns and build a policy that travels with your operation.
Premiums vary based on your operation type, number of employees, equipment values, states of operation, and claims history. Many WLFC operators save up to 31% or more compared to standard commercial policies by working with a specialist. Contact us for a customized quote.
Yes. We specialize in insuring contractors working under federal agreements with the Bureau of Land Management (BLM), U.S. Forest Service (USFS), Bureau of Indian Affairs (BIA), and state fire agencies. We understand the specific certificate of insurance and coverage requirements these contracts demand.
We can cover a wide range of fire suppression equipment including engines, tenders, hand tools, water handling systems, pumps, trailers, and specialty vehicles. Aviation equipment and aerial assets can also be scheduled on your policy.
Yes. Most federal and state wildland fire contracts require general liability insurance with specific minimum limits, often $1M per occurrence and $2M aggregate. We can issue certificates of insurance quickly to meet contract award deadlines.
Our agents are known for fast turnarounds — often the same day. Submit a quote request and one of our specialist agents will reach out promptly.
Bancorp Insurance has been insuring wildland fire contractors for over 35 years. In November 2025, Bancorp was acquired by OneDigital, which now allows them to write wildland fire, aerial & aviation, and fire camp contractor insurance in all 50 states.
An occurrence policy covers incidents that happen during the policy period, regardless of when the claim is filed — generally preferred for wildland fire work. A claims-made policy only covers claims filed while the policy is active. Our agents will recommend the right structure based on your contract requirements and exposure.
Get a Wildland Fire Insurance Quote
Tell us about your operation and one of our specialist agents will respond quickly — often the same day.